LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,606
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$48,055
−HK$1,473/mo
Today · 4.125%
HK$49,528
baseline
▲ 0.50% · 4.625%
HK$52,542
+HK$3,014/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$99,056/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$793,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,848
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$53,239
−HK$1,411/mo
Today · 4.125%
HK$54,650
baseline
▲ 0.50% · 4.625%
HK$57,530
+HK$2,880/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$109,300/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$793,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,927
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$57,667
−HK$1,767/mo
Today · 4.125%
HK$59,434
baseline
▲ 0.50% · 4.625%
HK$63,050
+HK$3,616/mo
Deposit HK$8.18M · loan HK$12.26M · min. income ≈ HK$118,868/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$793,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,218
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$63,887
−HK$1,693/mo
Today · 4.125%
HK$65,580
baseline
▲ 0.50% · 4.625%
HK$69,036
+HK$3,456/mo
Deposit HK$8.18M · loan HK$12.26M · min. income ≈ HK$131,160/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$793,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,248
−HK$4,092/mo
▼ 0.25% · 3.875%
HK$67,278
−HK$2,062/mo
Today · 4.125%
HK$69,340
baseline
▲ 0.50% · 4.625%
HK$73,559
+HK$4,219/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$138,680/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$793,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,588
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$74,535
−HK$1,975/mo
Today · 4.125%
HK$76,510
baseline
▲ 0.50% · 4.625%
HK$80,542
+HK$4,032/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$153,020/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$793,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,890
−HK$5,261/mo
▼ 0.25% · 3.875%
HK$86,500
−HK$2,651/mo
Today · 4.125%
HK$89,151
baseline
▲ 0.50% · 4.625%
HK$94,576
+HK$5,425/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$178,302/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$793,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,327
−HK$5,042/mo
▼ 0.25% · 3.875%
HK$95,830
−HK$2,539/mo
Today · 4.125%
HK$98,369
baseline
▲ 0.50% · 4.625%
HK$103,555
+HK$5,186/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$196,738/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$793,883 · Scale 2, in force from 26 Feb 2026)