LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,609
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,059
−HK$1,473/mo
Today · 4.125%
HK$49,532
baseline
▲ 0.50% · 4.625%
HK$52,546
+HK$3,014/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$99,064/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$794,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,852
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$53,243
−HK$1,411/mo
Today · 4.125%
HK$54,654
baseline
▲ 0.50% · 4.625%
HK$57,535
+HK$2,881/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$109,308/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$794,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,931
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$57,671
−HK$1,767/mo
Today · 4.125%
HK$59,438
baseline
▲ 0.50% · 4.625%
HK$63,055
+HK$3,617/mo
Deposit HK$8.18M · loan HK$12.26M · min. income ≈ HK$118,876/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$794,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,223
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$63,891
−HK$1,693/mo
Today · 4.125%
HK$65,584
baseline
▲ 0.50% · 4.625%
HK$69,041
+HK$3,457/mo
Deposit HK$8.18M · loan HK$12.26M · min. income ≈ HK$131,168/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$794,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,253
−HK$4,092/mo
▼ 0.25% · 3.875%
HK$67,283
−HK$2,062/mo
Today · 4.125%
HK$69,345
baseline
▲ 0.50% · 4.625%
HK$73,564
+HK$4,219/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$138,690/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$794,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,593
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$74,540
−HK$1,975/mo
Today · 4.125%
HK$76,515
baseline
▲ 0.50% · 4.625%
HK$80,548
+HK$4,033/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$153,030/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$794,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,897
−HK$5,261/mo
▼ 0.25% · 3.875%
HK$86,506
−HK$2,652/mo
Today · 4.125%
HK$89,158
baseline
▲ 0.50% · 4.625%
HK$94,583
+HK$5,425/mo
Deposit HK$2.04M · loan HK$18.40M · min. income ≈ HK$178,316/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$794,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,334
−HK$5,043/mo
▼ 0.25% · 3.875%
HK$95,837
−HK$2,540/mo
Today · 4.125%
HK$98,377
baseline
▲ 0.50% · 4.625%
HK$103,562
+HK$5,185/mo
Deposit HK$2.04M · loan HK$18.40M · min. income ≈ HK$196,754/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$794,033 · Scale 2, in force from 26 Feb 2026)