LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,614
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,063
−HK$1,474/mo
Today · 4.125%
HK$49,537
baseline
▲ 0.50% · 4.625%
HK$52,551
+HK$3,014/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$99,074/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$794,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,857
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$53,248
−HK$1,411/mo
Today · 4.125%
HK$54,659
baseline
▲ 0.50% · 4.625%
HK$57,540
+HK$2,881/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$109,318/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$794,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,936
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$57,676
−HK$1,768/mo
Today · 4.125%
HK$59,444
baseline
▲ 0.50% · 4.625%
HK$63,061
+HK$3,617/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$118,888/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$794,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,228
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$63,897
−HK$1,693/mo
Today · 4.125%
HK$65,590
baseline
▲ 0.50% · 4.625%
HK$69,048
+HK$3,458/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$131,180/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$794,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,259
−HK$4,092/mo
▼ 0.25% · 3.875%
HK$67,289
−HK$2,062/mo
Today · 4.125%
HK$69,351
baseline
▲ 0.50% · 4.625%
HK$73,571
+HK$4,220/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$138,702/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$794,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,600
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$74,547
−HK$1,975/mo
Today · 4.125%
HK$76,522
baseline
▲ 0.50% · 4.625%
HK$80,556
+HK$4,034/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$153,044/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$794,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,904
−HK$5,262/mo
▼ 0.25% · 3.875%
HK$86,514
−HK$2,652/mo
Today · 4.125%
HK$89,166
baseline
▲ 0.50% · 4.625%
HK$94,591
+HK$5,425/mo
Deposit HK$2.04M · loan HK$18.40M · min. income ≈ HK$178,332/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$794,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,343
−HK$5,043/mo
▼ 0.25% · 3.875%
HK$95,846
−HK$2,540/mo
Today · 4.125%
HK$98,386
baseline
▲ 0.50% · 4.625%
HK$103,572
+HK$5,186/mo
Deposit HK$2.04M · loan HK$18.40M · min. income ≈ HK$196,772/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$794,223 · Scale 2, in force from 26 Feb 2026)