LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,615
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$48,065
−HK$1,474/mo
Today · 4.125%
HK$49,539
baseline
▲ 0.50% · 4.625%
HK$52,553
+HK$3,014/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$99,078/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$794,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,859
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$53,250
−HK$1,411/mo
Today · 4.125%
HK$54,661
baseline
▲ 0.50% · 4.625%
HK$57,542
+HK$2,881/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$109,322/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$794,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,938
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$57,678
−HK$1,768/mo
Today · 4.125%
HK$59,446
baseline
▲ 0.50% · 4.625%
HK$63,063
+HK$3,617/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$118,892/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$794,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,231
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$63,900
−HK$1,693/mo
Today · 4.125%
HK$65,593
baseline
▲ 0.50% · 4.625%
HK$69,051
+HK$3,458/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$131,186/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$794,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,261
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$67,291
−HK$2,063/mo
Today · 4.125%
HK$69,354
baseline
▲ 0.50% · 4.625%
HK$73,574
+HK$4,220/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$138,708/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$794,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,603
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$74,550
−HK$1,975/mo
Today · 4.125%
HK$76,525
baseline
▲ 0.50% · 4.625%
HK$80,559
+HK$4,034/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$153,050/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$794,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,908
−HK$5,261/mo
▼ 0.25% · 3.875%
HK$86,518
−HK$2,651/mo
Today · 4.125%
HK$89,169
baseline
▲ 0.50% · 4.625%
HK$94,595
+HK$5,426/mo
Deposit HK$2.04M · loan HK$18.40M · min. income ≈ HK$178,338/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$794,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,346
−HK$5,044/mo
▼ 0.25% · 3.875%
HK$95,850
−HK$2,540/mo
Today · 4.125%
HK$98,390
baseline
▲ 0.50% · 4.625%
HK$103,576
+HK$5,186/mo
Deposit HK$2.04M · loan HK$18.40M · min. income ≈ HK$196,780/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$794,303 · Scale 2, in force from 26 Feb 2026)