LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,617
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,067
−HK$1,473/mo
Today · 4.125%
HK$49,540
baseline
▲ 0.50% · 4.625%
HK$52,554
+HK$3,014/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$99,080/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$794,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,861
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$53,252
−HK$1,411/mo
Today · 4.125%
HK$54,663
baseline
▲ 0.50% · 4.625%
HK$57,544
+HK$2,881/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$109,326/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$794,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,940
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$57,680
−HK$1,768/mo
Today · 4.125%
HK$59,448
baseline
▲ 0.50% · 4.625%
HK$63,065
+HK$3,617/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$118,896/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$794,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,233
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$63,902
−HK$1,693/mo
Today · 4.125%
HK$65,595
baseline
▲ 0.50% · 4.625%
HK$69,053
+HK$3,458/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$131,190/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$794,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,263
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$67,294
−HK$2,062/mo
Today · 4.125%
HK$69,356
baseline
▲ 0.50% · 4.625%
HK$73,576
+HK$4,220/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$138,712/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$794,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,605
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$74,552
−HK$1,976/mo
Today · 4.125%
HK$76,528
baseline
▲ 0.50% · 4.625%
HK$80,561
+HK$4,033/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$153,056/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$794,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,910
−HK$5,262/mo
▼ 0.25% · 3.875%
HK$86,520
−HK$2,652/mo
Today · 4.125%
HK$89,172
baseline
▲ 0.50% · 4.625%
HK$94,598
+HK$5,426/mo
Deposit HK$2.04M · loan HK$18.40M · min. income ≈ HK$178,344/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$794,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,349
−HK$5,044/mo
▼ 0.25% · 3.875%
HK$95,853
−HK$2,540/mo
Today · 4.125%
HK$98,393
baseline
▲ 0.50% · 4.625%
HK$103,579
+HK$5,186/mo
Deposit HK$2.04M · loan HK$18.40M · min. income ≈ HK$196,786/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$794,366 · Scale 2, in force from 26 Feb 2026)