LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,618
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,068
−HK$1,473/mo
Today · 4.125%
HK$49,541
baseline
▲ 0.50% · 4.625%
HK$52,555
+HK$3,014/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$99,082/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$794,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,862
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$53,252
−HK$1,411/mo
Today · 4.125%
HK$54,663
baseline
▲ 0.50% · 4.625%
HK$57,545
+HK$2,882/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$109,326/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$794,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,941
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$57,681
−HK$1,768/mo
Today · 4.125%
HK$59,449
baseline
▲ 0.50% · 4.625%
HK$63,066
+HK$3,617/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$118,898/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$794,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,234
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$63,903
−HK$1,693/mo
Today · 4.125%
HK$65,596
baseline
▲ 0.50% · 4.625%
HK$69,054
+HK$3,458/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$131,192/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$794,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,265
−HK$4,092/mo
▼ 0.25% · 3.875%
HK$67,295
−HK$2,062/mo
Today · 4.125%
HK$69,357
baseline
▲ 0.50% · 4.625%
HK$73,577
+HK$4,220/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$138,714/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$794,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,606
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$74,553
−HK$1,976/mo
Today · 4.125%
HK$76,529
baseline
▲ 0.50% · 4.625%
HK$80,563
+HK$4,034/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$153,058/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$794,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,912
−HK$5,262/mo
▼ 0.25% · 3.875%
HK$86,522
−HK$2,652/mo
Today · 4.125%
HK$89,174
baseline
▲ 0.50% · 4.625%
HK$94,600
+HK$5,426/mo
Deposit HK$2.04M · loan HK$18.40M · min. income ≈ HK$178,348/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$794,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,351
−HK$5,043/mo
▼ 0.25% · 3.875%
HK$95,854
−HK$2,540/mo
Today · 4.125%
HK$98,394
baseline
▲ 0.50% · 4.625%
HK$103,581
+HK$5,187/mo
Deposit HK$2.04M · loan HK$18.40M · min. income ≈ HK$196,788/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$794,398 · Scale 2, in force from 26 Feb 2026)