LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,618
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$48,069
−HK$1,473/mo
Today · 4.125%
HK$49,542
baseline
▲ 0.50% · 4.625%
HK$52,556
+HK$3,014/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$99,084/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$794,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,863
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$53,253
−HK$1,412/mo
Today · 4.125%
HK$54,665
baseline
▲ 0.50% · 4.625%
HK$57,546
+HK$2,881/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$109,330/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$794,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,942
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$57,682
−HK$1,768/mo
Today · 4.125%
HK$59,450
baseline
▲ 0.50% · 4.625%
HK$63,068
+HK$3,618/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$118,900/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$794,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,235
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$63,904
−HK$1,693/mo
Today · 4.125%
HK$65,597
baseline
▲ 0.50% · 4.625%
HK$69,055
+HK$3,458/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$131,194/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$794,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,266
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$67,296
−HK$2,063/mo
Today · 4.125%
HK$69,359
baseline
▲ 0.50% · 4.625%
HK$73,579
+HK$4,220/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$138,718/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$794,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,608
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$74,555
−HK$1,975/mo
Today · 4.125%
HK$76,530
baseline
▲ 0.50% · 4.625%
HK$80,564
+HK$4,034/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$153,060/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$794,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,913
−HK$5,262/mo
▼ 0.25% · 3.875%
HK$86,523
−HK$2,652/mo
Today · 4.125%
HK$89,175
baseline
▲ 0.50% · 4.625%
HK$94,601
+HK$5,426/mo
Deposit HK$2.04M · loan HK$18.40M · min. income ≈ HK$178,350/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$794,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,353
−HK$5,043/mo
▼ 0.25% · 3.875%
HK$95,856
−HK$2,540/mo
Today · 4.125%
HK$98,396
baseline
▲ 0.50% · 4.625%
HK$103,583
+HK$5,187/mo
Deposit HK$2.04M · loan HK$18.40M · min. income ≈ HK$196,792/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$794,438 · Scale 2, in force from 26 Feb 2026)