LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,622
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,072
−HK$1,473/mo
Today · 4.125%
HK$49,545
baseline
▲ 0.50% · 4.625%
HK$52,560
+HK$3,015/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$99,090/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$794,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,866
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$53,257
−HK$1,411/mo
Today · 4.125%
HK$54,668
baseline
▲ 0.50% · 4.625%
HK$57,550
+HK$2,882/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$109,336/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$794,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,946
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$57,686
−HK$1,768/mo
Today · 4.125%
HK$59,454
baseline
▲ 0.50% · 4.625%
HK$63,072
+HK$3,618/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$118,908/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$794,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,239
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$63,909
−HK$1,693/mo
Today · 4.125%
HK$65,602
baseline
▲ 0.50% · 4.625%
HK$69,060
+HK$3,458/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$131,204/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$794,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,270
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$67,301
−HK$2,062/mo
Today · 4.125%
HK$69,363
baseline
▲ 0.50% · 4.625%
HK$73,584
+HK$4,221/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$138,726/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$794,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,613
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$74,560
−HK$1,976/mo
Today · 4.125%
HK$76,536
baseline
▲ 0.50% · 4.625%
HK$80,570
+HK$4,034/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$153,072/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$794,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,919
−HK$5,262/mo
▼ 0.25% · 3.875%
HK$86,529
−HK$2,652/mo
Today · 4.125%
HK$89,181
baseline
▲ 0.50% · 4.625%
HK$94,608
+HK$5,427/mo
Deposit HK$2.04M · loan HK$18.40M · min. income ≈ HK$178,362/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$794,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,359
−HK$5,044/mo
▼ 0.25% · 3.875%
HK$95,863
−HK$2,540/mo
Today · 4.125%
HK$98,403
baseline
▲ 0.50% · 4.625%
HK$103,590
+HK$5,187/mo
Deposit HK$2.04M · loan HK$18.40M · min. income ≈ HK$196,806/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$794,579 · Scale 2, in force from 26 Feb 2026)