LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,623
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$48,073
−HK$1,474/mo
Today · 4.125%
HK$49,547
baseline
▲ 0.50% · 4.625%
HK$52,562
+HK$3,015/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$99,094/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$794,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,868
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$53,259
−HK$1,411/mo
Today · 4.125%
HK$54,670
baseline
▲ 0.50% · 4.625%
HK$57,552
+HK$2,882/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$109,340/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$794,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,948
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$57,688
−HK$1,768/mo
Today · 4.125%
HK$59,456
baseline
▲ 0.50% · 4.625%
HK$63,074
+HK$3,618/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$118,912/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$794,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,241
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$63,911
−HK$1,693/mo
Today · 4.125%
HK$65,604
baseline
▲ 0.50% · 4.625%
HK$69,062
+HK$3,458/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$131,208/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$794,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,272
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$67,303
−HK$2,062/mo
Today · 4.125%
HK$69,365
baseline
▲ 0.50% · 4.625%
HK$73,586
+HK$4,221/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$138,730/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$794,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,615
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$74,562
−HK$1,976/mo
Today · 4.125%
HK$76,538
baseline
▲ 0.50% · 4.625%
HK$80,572
+HK$4,034/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$153,076/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$794,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,922
−HK$5,262/mo
▼ 0.25% · 3.875%
HK$86,532
−HK$2,652/mo
Today · 4.125%
HK$89,184
baseline
▲ 0.50% · 4.625%
HK$94,611
+HK$5,427/mo
Deposit HK$2.04M · loan HK$18.40M · min. income ≈ HK$178,368/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$794,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,362
−HK$5,044/mo
▼ 0.25% · 3.875%
HK$95,866
−HK$2,540/mo
Today · 4.125%
HK$98,406
baseline
▲ 0.50% · 4.625%
HK$103,593
+HK$5,187/mo
Deposit HK$2.04M · loan HK$18.40M · min. income ≈ HK$196,812/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$794,643 · Scale 2, in force from 26 Feb 2026)