LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,624
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$48,074
−HK$1,474/mo
Today · 4.125%
HK$49,548
baseline
▲ 0.50% · 4.625%
HK$52,563
+HK$3,015/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$99,096/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$794,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,869
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$53,260
−HK$1,411/mo
Today · 4.125%
HK$54,671
baseline
▲ 0.50% · 4.625%
HK$57,553
+HK$2,882/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$109,342/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$794,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,949
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$57,689
−HK$1,768/mo
Today · 4.125%
HK$59,457
baseline
▲ 0.50% · 4.625%
HK$63,075
+HK$3,618/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$118,914/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$794,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,242
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$63,912
−HK$1,693/mo
Today · 4.125%
HK$65,605
baseline
▲ 0.50% · 4.625%
HK$69,063
+HK$3,458/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$131,210/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$794,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,274
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$67,304
−HK$2,063/mo
Today · 4.125%
HK$69,367
baseline
▲ 0.50% · 4.625%
HK$73,588
+HK$4,221/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$138,734/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$794,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,616
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$74,564
−HK$1,975/mo
Today · 4.125%
HK$76,539
baseline
▲ 0.50% · 4.625%
HK$80,574
+HK$4,035/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$153,078/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$794,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,923
−HK$5,263/mo
▼ 0.25% · 3.875%
HK$86,534
−HK$2,652/mo
Today · 4.125%
HK$89,186
baseline
▲ 0.50% · 4.625%
HK$94,613
+HK$5,427/mo
Deposit HK$2.04M · loan HK$18.40M · min. income ≈ HK$178,372/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$794,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,364
−HK$5,044/mo
▼ 0.25% · 3.875%
HK$95,868
−HK$2,540/mo
Today · 4.125%
HK$98,408
baseline
▲ 0.50% · 4.625%
HK$103,595
+HK$5,187/mo
Deposit HK$2.04M · loan HK$18.40M · min. income ≈ HK$196,816/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$794,682 · Scale 2, in force from 26 Feb 2026)