LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,625
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,075
−HK$1,473/mo
Today · 4.125%
HK$49,548
baseline
▲ 0.50% · 4.625%
HK$52,563
+HK$3,015/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$99,096/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$794,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,869
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$53,261
−HK$1,411/mo
Today · 4.125%
HK$54,672
baseline
▲ 0.50% · 4.625%
HK$57,554
+HK$2,882/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$109,344/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$794,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,950
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$57,690
−HK$1,768/mo
Today · 4.125%
HK$59,458
baseline
▲ 0.50% · 4.625%
HK$63,076
+HK$3,618/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$118,916/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$794,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,243
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$63,913
−HK$1,693/mo
Today · 4.125%
HK$65,606
baseline
▲ 0.50% · 4.625%
HK$69,064
+HK$3,458/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$131,212/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$794,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,275
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$67,305
−HK$2,063/mo
Today · 4.125%
HK$69,368
baseline
▲ 0.50% · 4.625%
HK$73,589
+HK$4,221/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$138,736/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$794,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,617
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$74,565
−HK$1,976/mo
Today · 4.125%
HK$76,541
baseline
▲ 0.50% · 4.625%
HK$80,575
+HK$4,034/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$153,082/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$794,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,924
−HK$5,263/mo
▼ 0.25% · 3.875%
HK$86,535
−HK$2,652/mo
Today · 4.125%
HK$89,187
baseline
▲ 0.50% · 4.625%
HK$94,614
+HK$5,427/mo
Deposit HK$2.04M · loan HK$18.40M · min. income ≈ HK$178,374/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$794,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,365
−HK$5,044/mo
▼ 0.25% · 3.875%
HK$95,869
−HK$2,540/mo
Today · 4.125%
HK$98,409
baseline
▲ 0.50% · 4.625%
HK$103,597
+HK$5,188/mo
Deposit HK$2.04M · loan HK$18.40M · min. income ≈ HK$196,818/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$794,713 · Scale 2, in force from 26 Feb 2026)