LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,625
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$48,076
−HK$1,473/mo
Today · 4.125%
HK$49,549
baseline
▲ 0.50% · 4.625%
HK$52,564
+HK$3,015/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$99,098/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$794,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,870
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$53,261
−HK$1,412/mo
Today · 4.125%
HK$54,673
baseline
▲ 0.50% · 4.625%
HK$57,555
+HK$2,882/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$109,346/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$794,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,950
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$57,691
−HK$1,768/mo
Today · 4.125%
HK$59,459
baseline
▲ 0.50% · 4.625%
HK$63,077
+HK$3,618/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$118,918/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$794,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,244
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$63,914
−HK$1,693/mo
Today · 4.125%
HK$65,607
baseline
▲ 0.50% · 4.625%
HK$69,065
+HK$3,458/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$131,214/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$794,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,276
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$67,306
−HK$2,063/mo
Today · 4.125%
HK$69,369
baseline
▲ 0.50% · 4.625%
HK$73,590
+HK$4,221/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$138,738/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$794,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,618
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$74,566
−HK$1,976/mo
Today · 4.125%
HK$76,542
baseline
▲ 0.50% · 4.625%
HK$80,576
+HK$4,034/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$153,084/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$794,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,926
−HK$5,263/mo
▼ 0.25% · 3.875%
HK$86,536
−HK$2,653/mo
Today · 4.125%
HK$89,189
baseline
▲ 0.50% · 4.625%
HK$94,615
+HK$5,426/mo
Deposit HK$2.04M · loan HK$18.40M · min. income ≈ HK$178,378/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$794,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,367
−HK$5,044/mo
▼ 0.25% · 3.875%
HK$95,871
−HK$2,540/mo
Today · 4.125%
HK$98,411
baseline
▲ 0.50% · 4.625%
HK$103,598
+HK$5,187/mo
Deposit HK$2.04M · loan HK$18.40M · min. income ≈ HK$196,822/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$794,744 · Scale 2, in force from 26 Feb 2026)