LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,630
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$48,080
−HK$1,474/mo
Today · 4.125%
HK$49,554
baseline
▲ 0.50% · 4.625%
HK$52,569
+HK$3,015/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$99,108/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$794,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,875
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$53,267
−HK$1,411/mo
Today · 4.125%
HK$54,678
baseline
▲ 0.50% · 4.625%
HK$57,560
+HK$2,882/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$109,356/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$794,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,956
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$57,696
−HK$1,769/mo
Today · 4.125%
HK$59,465
baseline
▲ 0.50% · 4.625%
HK$63,083
+HK$3,618/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$118,930/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$794,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,250
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$63,920
−HK$1,694/mo
Today · 4.125%
HK$65,614
baseline
▲ 0.50% · 4.625%
HK$69,072
+HK$3,458/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$131,228/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$794,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,282
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$67,313
−HK$2,063/mo
Today · 4.125%
HK$69,376
baseline
▲ 0.50% · 4.625%
HK$73,597
+HK$4,221/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$138,752/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$794,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,625
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$74,573
−HK$1,976/mo
Today · 4.125%
HK$76,549
baseline
▲ 0.50% · 4.625%
HK$80,584
+HK$4,035/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$153,098/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$794,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,934
−HK$5,263/mo
▼ 0.25% · 3.875%
HK$86,545
−HK$2,652/mo
Today · 4.125%
HK$89,197
baseline
▲ 0.50% · 4.625%
HK$94,625
+HK$5,428/mo
Deposit HK$2.04M · loan HK$18.40M · min. income ≈ HK$178,394/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$794,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,376
−HK$5,044/mo
▼ 0.25% · 3.875%
HK$95,880
−HK$2,540/mo
Today · 4.125%
HK$98,420
baseline
▲ 0.50% · 4.625%
HK$103,608
+HK$5,188/mo
Deposit HK$2.04M · loan HK$18.40M · min. income ≈ HK$196,840/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$794,944 · Scale 2, in force from 26 Feb 2026)