LTV · monthly repayment
▼ 0.50% · 3.625%
HK$466,304
−HK$29,241/mo
▼ 0.25% · 3.875%
HK$480,809
−HK$14,736/mo
Today · 4.125%
HK$495,545
baseline
▲ 0.50% · 4.625%
HK$525,698
+HK$30,153/mo
Deposit HK$102.25M · loan HK$102.25M · min. income ≈ HK$991,090/mo (50% DSR)
Upfront cash ≈ HK$115.54M (deposit + AVD stamp duty HK$13,292,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$518,759
−HK$28,026/mo
▼ 0.25% · 3.875%
HK$532,671
−HK$14,114/mo
Today · 4.125%
HK$546,785
baseline
▲ 0.50% · 4.625%
HK$575,607
+HK$28,822/mo
Deposit HK$102.25M · loan HK$102.25M · min. income ≈ HK$1,093,570/mo (50% DSR)
Upfront cash ≈ HK$115.54M (deposit + AVD stamp duty HK$13,292,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$559,565
−HK$35,089/mo
▼ 0.25% · 3.875%
HK$576,970
−HK$17,684/mo
Today · 4.125%
HK$594,654
baseline
▲ 0.50% · 4.625%
HK$630,838
+HK$36,184/mo
Deposit HK$81.80M · loan HK$122.70M · min. income ≈ HK$1,189,308/mo (50% DSR)
Upfront cash ≈ HK$95.09M (deposit + AVD stamp duty HK$13,292,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$622,510
−HK$33,633/mo
▼ 0.25% · 3.875%
HK$639,206
−HK$16,937/mo
Today · 4.125%
HK$656,143
baseline
▲ 0.50% · 4.625%
HK$690,729
+HK$34,586/mo
Deposit HK$81.80M · loan HK$122.70M · min. income ≈ HK$1,312,286/mo (50% DSR)
Upfront cash ≈ HK$95.09M (deposit + AVD stamp duty HK$13,292,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$652,826
−HK$40,938/mo
▼ 0.25% · 3.875%
HK$673,132
−HK$20,632/mo
Today · 4.125%
HK$693,764
baseline
▲ 0.50% · 4.625%
HK$735,977
+HK$42,213/mo
Deposit HK$61.35M · loan HK$143.15M · min. income ≈ HK$1,387,528/mo (50% DSR)
Upfront cash ≈ HK$74.64M (deposit + AVD stamp duty HK$13,292,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$726,262
−HK$39,238/mo
▼ 0.25% · 3.875%
HK$745,740
−HK$19,760/mo
Today · 4.125%
HK$765,500
baseline
▲ 0.50% · 4.625%
HK$805,850
+HK$40,350/mo
Deposit HK$61.35M · loan HK$143.15M · min. income ≈ HK$1,531,000/mo (50% DSR)
Upfront cash ≈ HK$74.64M (deposit + AVD stamp duty HK$13,292,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$839,347
−HK$52,635/mo
▼ 0.25% · 3.875%
HK$865,456
−HK$26,526/mo
Today · 4.125%
HK$891,982
baseline
▲ 0.50% · 4.625%
HK$946,257
+HK$54,275/mo
Deposit HK$20.45M · loan HK$184.05M · min. income ≈ HK$1,783,964/mo (50% DSR)
Upfront cash ≈ HK$33.74M (deposit + AVD stamp duty HK$13,292,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$933,765
−HK$50,449/mo
▼ 0.25% · 3.875%
HK$958,808
−HK$25,406/mo
Today · 4.125%
HK$984,214
baseline
▲ 0.50% · 4.625%
HK$1,036,093
+HK$51,879/mo
Deposit HK$20.45M · loan HK$184.05M · min. income ≈ HK$1,968,428/mo (50% DSR)
Upfront cash ≈ HK$33.74M (deposit + AVD stamp duty HK$13,292,260 · Scale 2, in force from 26 Feb 2026)