LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,631
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$48,081
−HK$1,474/mo
Today · 4.125%
HK$49,555
baseline
▲ 0.50% · 4.625%
HK$52,570
+HK$3,015/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$99,110/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$794,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,876
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$53,267
−HK$1,412/mo
Today · 4.125%
HK$54,679
baseline
▲ 0.50% · 4.625%
HK$57,561
+HK$2,882/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$109,358/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$794,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,957
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$57,697
−HK$1,769/mo
Today · 4.125%
HK$59,466
baseline
▲ 0.50% · 4.625%
HK$63,084
+HK$3,618/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$118,932/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$794,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,251
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$63,921
−HK$1,694/mo
Today · 4.125%
HK$65,615
baseline
▲ 0.50% · 4.625%
HK$69,073
+HK$3,458/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$131,230/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$794,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,283
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$67,314
−HK$2,063/mo
Today · 4.125%
HK$69,377
baseline
▲ 0.50% · 4.625%
HK$73,598
+HK$4,221/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$138,754/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$794,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,627
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$74,574
−HK$1,976/mo
Today · 4.125%
HK$76,550
baseline
▲ 0.50% · 4.625%
HK$80,585
+HK$4,035/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$153,100/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$794,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,935
−HK$5,264/mo
▼ 0.25% · 3.875%
HK$86,546
−HK$2,653/mo
Today · 4.125%
HK$89,199
baseline
▲ 0.50% · 4.625%
HK$94,626
+HK$5,427/mo
Deposit HK$2.04M · loan HK$18.40M · min. income ≈ HK$178,398/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$794,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,377
−HK$5,045/mo
▼ 0.25% · 3.875%
HK$95,881
−HK$2,541/mo
Today · 4.125%
HK$98,422
baseline
▲ 0.50% · 4.625%
HK$103,610
+HK$5,188/mo
Deposit HK$2.04M · loan HK$18.40M · min. income ≈ HK$196,844/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$794,973 · Scale 2, in force from 26 Feb 2026)