LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,632
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$48,083
−HK$1,473/mo
Today · 4.125%
HK$49,556
baseline
▲ 0.50% · 4.625%
HK$52,572
+HK$3,016/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$99,112/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,878
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$53,269
−HK$1,411/mo
Today · 4.125%
HK$54,680
baseline
▲ 0.50% · 4.625%
HK$57,563
+HK$2,883/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$109,360/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,958
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$57,699
−HK$1,768/mo
Today · 4.125%
HK$59,467
baseline
▲ 0.50% · 4.625%
HK$63,086
+HK$3,619/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$118,934/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,253
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$63,923
−HK$1,694/mo
Today · 4.125%
HK$65,617
baseline
▲ 0.50% · 4.625%
HK$69,075
+HK$3,458/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$131,234/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,285
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$67,316
−HK$2,063/mo
Today · 4.125%
HK$69,379
baseline
▲ 0.50% · 4.625%
HK$73,600
+HK$4,221/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$138,758/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,629
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$74,577
−HK$1,976/mo
Today · 4.125%
HK$76,553
baseline
▲ 0.50% · 4.625%
HK$80,588
+HK$4,035/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$153,106/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,938
−HK$5,263/mo
▼ 0.25% · 3.875%
HK$86,549
−HK$2,652/mo
Today · 4.125%
HK$89,201
baseline
▲ 0.50% · 4.625%
HK$94,629
+HK$5,428/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$178,402/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,380
−HK$5,045/mo
▼ 0.25% · 3.875%
HK$95,884
−HK$2,541/mo
Today · 4.125%
HK$98,425
baseline
▲ 0.50% · 4.625%
HK$103,613
+HK$5,188/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$196,850/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,033 · Scale 2, in force from 26 Feb 2026)