LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,634
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$48,085
−HK$1,474/mo
Today · 4.125%
HK$49,559
baseline
▲ 0.50% · 4.625%
HK$52,574
+HK$3,015/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$99,118/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,880
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$53,272
−HK$1,411/mo
Today · 4.125%
HK$54,683
baseline
▲ 0.50% · 4.625%
HK$57,566
+HK$2,883/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$109,366/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,961
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$57,702
−HK$1,769/mo
Today · 4.125%
HK$59,471
baseline
▲ 0.50% · 4.625%
HK$63,089
+HK$3,618/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$118,942/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,256
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$63,926
−HK$1,694/mo
Today · 4.125%
HK$65,620
baseline
▲ 0.50% · 4.625%
HK$69,079
+HK$3,459/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$131,240/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,288
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$67,319
−HK$2,063/mo
Today · 4.125%
HK$69,382
baseline
▲ 0.50% · 4.625%
HK$73,604
+HK$4,222/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$138,764/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,632
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$74,580
−HK$1,977/mo
Today · 4.125%
HK$76,557
baseline
▲ 0.50% · 4.625%
HK$80,592
+HK$4,035/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$153,114/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,942
−HK$5,264/mo
▼ 0.25% · 3.875%
HK$86,553
−HK$2,653/mo
Today · 4.125%
HK$89,206
baseline
▲ 0.50% · 4.625%
HK$94,634
+HK$5,428/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$178,412/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,385
−HK$5,045/mo
▼ 0.25% · 3.875%
HK$95,889
−HK$2,541/mo
Today · 4.125%
HK$98,430
baseline
▲ 0.50% · 4.625%
HK$103,618
+HK$5,188/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$196,860/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,140 · Scale 2, in force from 26 Feb 2026)