LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,635
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$48,086
−HK$1,474/mo
Today · 4.125%
HK$49,560
baseline
▲ 0.50% · 4.625%
HK$52,576
+HK$3,016/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$99,120/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,882
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$53,273
−HK$1,412/mo
Today · 4.125%
HK$54,685
baseline
▲ 0.50% · 4.625%
HK$57,567
+HK$2,882/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$109,370/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,963
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$57,703
−HK$1,769/mo
Today · 4.125%
HK$59,472
baseline
▲ 0.50% · 4.625%
HK$63,091
+HK$3,619/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$118,944/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,258
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$63,928
−HK$1,693/mo
Today · 4.125%
HK$65,621
baseline
▲ 0.50% · 4.625%
HK$69,080
+HK$3,459/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$131,242/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,290
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$67,321
−HK$2,063/mo
Today · 4.125%
HK$69,384
baseline
▲ 0.50% · 4.625%
HK$73,606
+HK$4,222/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$138,768/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,634
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$74,582
−HK$1,976/mo
Today · 4.125%
HK$76,558
baseline
▲ 0.50% · 4.625%
HK$80,594
+HK$4,036/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$153,116/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,944
−HK$5,264/mo
▼ 0.25% · 3.875%
HK$86,555
−HK$2,653/mo
Today · 4.125%
HK$89,208
baseline
▲ 0.50% · 4.625%
HK$94,636
+HK$5,428/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$178,416/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,387
−HK$5,045/mo
▼ 0.25% · 3.875%
HK$95,891
−HK$2,541/mo
Today · 4.125%
HK$98,432
baseline
▲ 0.50% · 4.625%
HK$103,621
+HK$5,189/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$196,864/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,187 · Scale 2, in force from 26 Feb 2026)