LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,637
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$48,087
−HK$1,474/mo
Today · 4.125%
HK$49,561
baseline
▲ 0.50% · 4.625%
HK$52,577
+HK$3,016/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$99,122/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,883
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$53,274
−HK$1,412/mo
Today · 4.125%
HK$54,686
baseline
▲ 0.50% · 4.625%
HK$57,568
+HK$2,882/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$109,372/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,964
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$57,705
−HK$1,768/mo
Today · 4.125%
HK$59,473
baseline
▲ 0.50% · 4.625%
HK$63,092
+HK$3,619/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$118,946/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,259
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$63,929
−HK$1,694/mo
Today · 4.125%
HK$65,623
baseline
▲ 0.50% · 4.625%
HK$69,082
+HK$3,459/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$131,246/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,291
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$67,322
−HK$2,064/mo
Today · 4.125%
HK$69,386
baseline
▲ 0.50% · 4.625%
HK$73,608
+HK$4,222/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$138,772/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,636
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$74,584
−HK$1,976/mo
Today · 4.125%
HK$76,560
baseline
▲ 0.50% · 4.625%
HK$80,596
+HK$4,036/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$153,120/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,946
−HK$5,264/mo
▼ 0.25% · 3.875%
HK$86,557
−HK$2,653/mo
Today · 4.125%
HK$89,210
baseline
▲ 0.50% · 4.625%
HK$94,638
+HK$5,428/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$178,420/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,389
−HK$5,045/mo
▼ 0.25% · 3.875%
HK$95,894
−HK$2,540/mo
Today · 4.125%
HK$98,434
baseline
▲ 0.50% · 4.625%
HK$103,623
+HK$5,189/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$196,868/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,236 · Scale 2, in force from 26 Feb 2026)