LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,637
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$48,088
−HK$1,474/mo
Today · 4.125%
HK$49,562
baseline
▲ 0.50% · 4.625%
HK$52,577
+HK$3,015/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$99,124/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,883
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$53,275
−HK$1,411/mo
Today · 4.125%
HK$54,686
baseline
▲ 0.50% · 4.625%
HK$57,569
+HK$2,883/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$109,372/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,964
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$57,705
−HK$1,769/mo
Today · 4.125%
HK$59,474
baseline
▲ 0.50% · 4.625%
HK$63,093
+HK$3,619/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$118,948/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,260
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$63,930
−HK$1,694/mo
Today · 4.125%
HK$65,624
baseline
▲ 0.50% · 4.625%
HK$69,083
+HK$3,459/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$131,248/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,292
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$67,323
−HK$2,063/mo
Today · 4.125%
HK$69,386
baseline
▲ 0.50% · 4.625%
HK$73,608
+HK$4,222/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$138,772/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,636
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$74,585
−HK$1,976/mo
Today · 4.125%
HK$76,561
baseline
▲ 0.50% · 4.625%
HK$80,596
+HK$4,035/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$153,122/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,947
−HK$5,264/mo
▼ 0.25% · 3.875%
HK$86,558
−HK$2,653/mo
Today · 4.125%
HK$89,211
baseline
▲ 0.50% · 4.625%
HK$94,639
+HK$5,428/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$178,422/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,390
−HK$5,045/mo
▼ 0.25% · 3.875%
HK$95,894
−HK$2,541/mo
Today · 4.125%
HK$98,435
baseline
▲ 0.50% · 4.625%
HK$103,624
+HK$5,189/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$196,870/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,253 · Scale 2, in force from 26 Feb 2026)