LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,638
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$48,089
−HK$1,474/mo
Today · 4.125%
HK$49,563
baseline
▲ 0.50% · 4.625%
HK$52,578
+HK$3,015/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$99,126/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,884
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,276
−HK$1,412/mo
Today · 4.125%
HK$54,688
baseline
▲ 0.50% · 4.625%
HK$57,570
+HK$2,882/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$109,376/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,966
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$57,707
−HK$1,768/mo
Today · 4.125%
HK$59,475
baseline
▲ 0.50% · 4.625%
HK$63,094
+HK$3,619/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$118,950/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,261
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$63,931
−HK$1,694/mo
Today · 4.125%
HK$65,625
baseline
▲ 0.50% · 4.625%
HK$69,084
+HK$3,459/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$131,250/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,293
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$67,324
−HK$2,064/mo
Today · 4.125%
HK$69,388
baseline
▲ 0.50% · 4.625%
HK$73,610
+HK$4,222/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$138,776/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,638
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$74,586
−HK$1,977/mo
Today · 4.125%
HK$76,563
baseline
▲ 0.50% · 4.625%
HK$80,598
+HK$4,035/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$153,126/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,949
−HK$5,264/mo
▼ 0.25% · 3.875%
HK$86,560
−HK$2,653/mo
Today · 4.125%
HK$89,213
baseline
▲ 0.50% · 4.625%
HK$94,641
+HK$5,428/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$178,426/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,392
−HK$5,046/mo
▼ 0.25% · 3.875%
HK$95,897
−HK$2,541/mo
Today · 4.125%
HK$98,438
baseline
▲ 0.50% · 4.625%
HK$103,626
+HK$5,188/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$196,876/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,301 · Scale 2, in force from 26 Feb 2026)