LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,638
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$48,089
−HK$1,474/mo
Today · 4.125%
HK$49,563
baseline
▲ 0.50% · 4.625%
HK$52,579
+HK$3,016/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$99,126/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,885
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$53,276
−HK$1,412/mo
Today · 4.125%
HK$54,688
baseline
▲ 0.50% · 4.625%
HK$57,571
+HK$2,883/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$109,376/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,966
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$57,707
−HK$1,769/mo
Today · 4.125%
HK$59,476
baseline
▲ 0.50% · 4.625%
HK$63,095
+HK$3,619/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$118,952/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,262
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$63,932
−HK$1,693/mo
Today · 4.125%
HK$65,625
baseline
▲ 0.50% · 4.625%
HK$69,085
+HK$3,460/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$131,250/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,294
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$67,325
−HK$2,063/mo
Today · 4.125%
HK$69,388
baseline
▲ 0.50% · 4.625%
HK$73,610
+HK$4,222/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$138,776/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,639
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$74,587
−HK$1,976/mo
Today · 4.125%
HK$76,563
baseline
▲ 0.50% · 4.625%
HK$80,599
+HK$4,036/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$153,126/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,949
−HK$5,264/mo
▼ 0.25% · 3.875%
HK$86,560
−HK$2,653/mo
Today · 4.125%
HK$89,213
baseline
▲ 0.50% · 4.625%
HK$94,642
+HK$5,429/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$178,426/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,393
−HK$5,045/mo
▼ 0.25% · 3.875%
HK$95,897
−HK$2,541/mo
Today · 4.125%
HK$98,438
baseline
▲ 0.50% · 4.625%
HK$103,627
+HK$5,189/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$196,876/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,314 · Scale 2, in force from 26 Feb 2026)