LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,640
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$48,090
−HK$1,474/mo
Today · 4.125%
HK$49,564
baseline
▲ 0.50% · 4.625%
HK$52,580
+HK$3,016/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$99,128/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,886
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$53,278
−HK$1,411/mo
Today · 4.125%
HK$54,689
baseline
▲ 0.50% · 4.625%
HK$57,572
+HK$2,883/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$109,378/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,968
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$57,709
−HK$1,768/mo
Today · 4.125%
HK$59,477
baseline
▲ 0.50% · 4.625%
HK$63,096
+HK$3,619/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$118,954/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,263
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$63,933
−HK$1,694/mo
Today · 4.125%
HK$65,627
baseline
▲ 0.50% · 4.625%
HK$69,087
+HK$3,460/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$131,254/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,296
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$67,327
−HK$2,063/mo
Today · 4.125%
HK$69,390
baseline
▲ 0.50% · 4.625%
HK$73,612
+HK$4,222/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$138,780/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,641
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$74,589
−HK$1,976/mo
Today · 4.125%
HK$76,565
baseline
▲ 0.50% · 4.625%
HK$80,601
+HK$4,036/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$153,130/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,952
−HK$5,264/mo
▼ 0.25% · 3.875%
HK$86,563
−HK$2,653/mo
Today · 4.125%
HK$89,216
baseline
▲ 0.50% · 4.625%
HK$94,645
+HK$5,429/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$178,432/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,395
−HK$5,046/mo
▼ 0.25% · 3.875%
HK$95,900
−HK$2,541/mo
Today · 4.125%
HK$98,441
baseline
▲ 0.50% · 4.625%
HK$103,630
+HK$5,189/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$196,882/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,372 · Scale 2, in force from 26 Feb 2026)