LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,640
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$48,091
−HK$1,474/mo
Today · 4.125%
HK$49,565
baseline
▲ 0.50% · 4.625%
HK$52,581
+HK$3,016/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$99,130/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,887
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$53,278
−HK$1,412/mo
Today · 4.125%
HK$54,690
baseline
▲ 0.50% · 4.625%
HK$57,573
+HK$2,883/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$109,380/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,968
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$57,709
−HK$1,769/mo
Today · 4.125%
HK$59,478
baseline
▲ 0.50% · 4.625%
HK$63,097
+HK$3,619/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$118,956/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,264
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$63,934
−HK$1,694/mo
Today · 4.125%
HK$65,628
baseline
▲ 0.50% · 4.625%
HK$69,088
+HK$3,460/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$131,256/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,296
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$67,328
−HK$2,063/mo
Today · 4.125%
HK$69,391
baseline
▲ 0.50% · 4.625%
HK$73,613
+HK$4,222/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$138,782/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,642
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$74,590
−HK$1,976/mo
Today · 4.125%
HK$76,566
baseline
▲ 0.50% · 4.625%
HK$80,602
+HK$4,036/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$153,132/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,953
−HK$5,264/mo
▼ 0.25% · 3.875%
HK$86,564
−HK$2,653/mo
Today · 4.125%
HK$89,217
baseline
▲ 0.50% · 4.625%
HK$94,646
+HK$5,429/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$178,434/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,396
−HK$5,046/mo
▼ 0.25% · 3.875%
HK$95,901
−HK$2,541/mo
Today · 4.125%
HK$98,442
baseline
▲ 0.50% · 4.625%
HK$103,631
+HK$5,189/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$196,884/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,399 · Scale 2, in force from 26 Feb 2026)