LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,641
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$48,091
−HK$1,474/mo
Today · 4.125%
HK$49,565
baseline
▲ 0.50% · 4.625%
HK$52,581
+HK$3,016/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$99,130/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,887
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$53,279
−HK$1,411/mo
Today · 4.125%
HK$54,690
baseline
▲ 0.50% · 4.625%
HK$57,573
+HK$2,883/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$109,380/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,969
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$57,710
−HK$1,768/mo
Today · 4.125%
HK$59,478
baseline
▲ 0.50% · 4.625%
HK$63,097
+HK$3,619/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$118,956/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,265
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$63,934
−HK$1,694/mo
Today · 4.125%
HK$65,628
baseline
▲ 0.50% · 4.625%
HK$69,088
+HK$3,460/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$131,256/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,297
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$67,328
−HK$2,063/mo
Today · 4.125%
HK$69,391
baseline
▲ 0.50% · 4.625%
HK$73,614
+HK$4,223/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$138,782/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,642
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$74,590
−HK$1,977/mo
Today · 4.125%
HK$76,567
baseline
▲ 0.50% · 4.625%
HK$80,603
+HK$4,036/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$153,134/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,953
−HK$5,265/mo
▼ 0.25% · 3.875%
HK$86,564
−HK$2,654/mo
Today · 4.125%
HK$89,218
baseline
▲ 0.50% · 4.625%
HK$94,646
+HK$5,428/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$178,436/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,397
−HK$5,046/mo
▼ 0.25% · 3.875%
HK$95,902
−HK$2,541/mo
Today · 4.125%
HK$98,443
baseline
▲ 0.50% · 4.625%
HK$103,632
+HK$5,189/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$196,886/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,407 · Scale 2, in force from 26 Feb 2026)