LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,642
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$48,093
−HK$1,474/mo
Today · 4.125%
HK$49,567
baseline
▲ 0.50% · 4.625%
HK$52,583
+HK$3,016/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$99,134/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,889
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,281
−HK$1,412/mo
Today · 4.125%
HK$54,693
baseline
▲ 0.50% · 4.625%
HK$57,576
+HK$2,883/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$109,386/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,971
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$57,712
−HK$1,769/mo
Today · 4.125%
HK$59,481
baseline
▲ 0.50% · 4.625%
HK$63,100
+HK$3,619/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$118,962/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,267
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$63,937
−HK$1,694/mo
Today · 4.125%
HK$65,631
baseline
▲ 0.50% · 4.625%
HK$69,091
+HK$3,460/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$131,262/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,299
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$67,331
−HK$2,063/mo
Today · 4.125%
HK$69,394
baseline
▲ 0.50% · 4.625%
HK$73,617
+HK$4,223/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$138,788/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,645
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$74,593
−HK$1,977/mo
Today · 4.125%
HK$76,570
baseline
▲ 0.50% · 4.625%
HK$80,606
+HK$4,036/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$153,140/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,956
−HK$5,265/mo
▼ 0.25% · 3.875%
HK$86,568
−HK$2,653/mo
Today · 4.125%
HK$89,221
baseline
▲ 0.50% · 4.625%
HK$94,650
+HK$5,429/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$178,442/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,401
−HK$5,046/mo
▼ 0.25% · 3.875%
HK$95,906
−HK$2,541/mo
Today · 4.125%
HK$98,447
baseline
▲ 0.50% · 4.625%
HK$103,636
+HK$5,189/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$196,894/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,492 · Scale 2, in force from 26 Feb 2026)