LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,644
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$48,094
−HK$1,475/mo
Today · 4.125%
HK$49,569
baseline
▲ 0.50% · 4.625%
HK$52,585
+HK$3,016/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$99,138/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,890
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,282
−HK$1,412/mo
Today · 4.125%
HK$54,694
baseline
▲ 0.50% · 4.625%
HK$57,577
+HK$2,883/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$109,388/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,972
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$57,713
−HK$1,769/mo
Today · 4.125%
HK$59,482
baseline
▲ 0.50% · 4.625%
HK$63,102
+HK$3,620/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$118,964/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,269
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$63,939
−HK$1,694/mo
Today · 4.125%
HK$65,633
baseline
▲ 0.50% · 4.625%
HK$69,092
+HK$3,459/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$131,266/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,301
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$67,332
−HK$2,064/mo
Today · 4.125%
HK$69,396
baseline
▲ 0.50% · 4.625%
HK$73,619
+HK$4,223/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$138,792/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,647
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$74,595
−HK$1,977/mo
Today · 4.125%
HK$76,572
baseline
▲ 0.50% · 4.625%
HK$80,608
+HK$4,036/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$153,144/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,958
−HK$5,265/mo
▼ 0.25% · 3.875%
HK$86,570
−HK$2,653/mo
Today · 4.125%
HK$89,223
baseline
▲ 0.50% · 4.625%
HK$94,652
+HK$5,429/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$178,446/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,403
−HK$5,046/mo
▼ 0.25% · 3.875%
HK$95,908
−HK$2,541/mo
Today · 4.125%
HK$98,449
baseline
▲ 0.50% · 4.625%
HK$103,639
+HK$5,190/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$196,898/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,541 · Scale 2, in force from 26 Feb 2026)