LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,644
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$48,095
−HK$1,474/mo
Today · 4.125%
HK$49,569
baseline
▲ 0.50% · 4.625%
HK$52,586
+HK$3,017/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$99,138/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,891
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,283
−HK$1,412/mo
Today · 4.125%
HK$54,695
baseline
▲ 0.50% · 4.625%
HK$57,578
+HK$2,883/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$109,390/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,973
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$57,714
−HK$1,769/mo
Today · 4.125%
HK$59,483
baseline
▲ 0.50% · 4.625%
HK$63,103
+HK$3,620/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$118,966/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,270
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$63,940
−HK$1,694/mo
Today · 4.125%
HK$65,634
baseline
▲ 0.50% · 4.625%
HK$69,094
+HK$3,460/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$131,268/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,302
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$67,333
−HK$2,064/mo
Today · 4.125%
HK$69,397
baseline
▲ 0.50% · 4.625%
HK$73,620
+HK$4,223/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$138,794/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,648
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$74,596
−HK$1,977/mo
Today · 4.125%
HK$76,573
baseline
▲ 0.50% · 4.625%
HK$80,609
+HK$4,036/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$153,146/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,960
−HK$5,265/mo
▼ 0.25% · 3.875%
HK$86,572
−HK$2,653/mo
Today · 4.125%
HK$89,225
baseline
▲ 0.50% · 4.625%
HK$94,654
+HK$5,429/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$178,450/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,405
−HK$5,046/mo
▼ 0.25% · 3.875%
HK$95,910
−HK$2,541/mo
Today · 4.125%
HK$98,451
baseline
▲ 0.50% · 4.625%
HK$103,640
+HK$5,189/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$196,902/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,577 · Scale 2, in force from 26 Feb 2026)