LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,646
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$48,097
−HK$1,474/mo
Today · 4.125%
HK$49,571
baseline
▲ 0.50% · 4.625%
HK$52,587
+HK$3,016/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$99,142/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,893
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,285
−HK$1,412/mo
Today · 4.125%
HK$54,697
baseline
▲ 0.50% · 4.625%
HK$57,580
+HK$2,883/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$109,394/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,975
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$57,716
−HK$1,769/mo
Today · 4.125%
HK$59,485
baseline
▲ 0.50% · 4.625%
HK$63,105
+HK$3,620/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$118,970/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,272
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$63,942
−HK$1,694/mo
Today · 4.125%
HK$65,636
baseline
▲ 0.50% · 4.625%
HK$69,096
+HK$3,460/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$131,272/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,304
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$67,336
−HK$2,064/mo
Today · 4.125%
HK$69,400
baseline
▲ 0.50% · 4.625%
HK$73,622
+HK$4,222/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$138,800/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,650
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$74,599
−HK$1,977/mo
Today · 4.125%
HK$76,576
baseline
▲ 0.50% · 4.625%
HK$80,612
+HK$4,036/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$153,152/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,963
−HK$5,265/mo
▼ 0.25% · 3.875%
HK$86,575
−HK$2,653/mo
Today · 4.125%
HK$89,228
baseline
▲ 0.50% · 4.625%
HK$94,657
+HK$5,429/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$178,456/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,408
−HK$5,046/mo
▼ 0.25% · 3.875%
HK$95,913
−HK$2,541/mo
Today · 4.125%
HK$98,454
baseline
▲ 0.50% · 4.625%
HK$103,644
+HK$5,190/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$196,908/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,647 · Scale 2, in force from 26 Feb 2026)