LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,647
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$48,098
−HK$1,474/mo
Today · 4.125%
HK$49,572
baseline
▲ 0.50% · 4.625%
HK$52,589
+HK$3,017/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$99,144/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,894
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,286
−HK$1,412/mo
Today · 4.125%
HK$54,698
baseline
▲ 0.50% · 4.625%
HK$57,581
+HK$2,883/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$109,396/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,976
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$57,718
−HK$1,769/mo
Today · 4.125%
HK$59,487
baseline
▲ 0.50% · 4.625%
HK$63,106
+HK$3,619/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$118,974/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,273
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$63,943
−HK$1,695/mo
Today · 4.125%
HK$65,638
baseline
▲ 0.50% · 4.625%
HK$69,097
+HK$3,459/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$131,276/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,306
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$67,337
−HK$2,064/mo
Today · 4.125%
HK$69,401
baseline
▲ 0.50% · 4.625%
HK$73,624
+HK$4,223/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$138,802/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,652
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$74,601
−HK$1,976/mo
Today · 4.125%
HK$76,577
baseline
▲ 0.50% · 4.625%
HK$80,614
+HK$4,037/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$153,154/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,965
−HK$5,265/mo
▼ 0.25% · 3.875%
HK$86,576
−HK$2,654/mo
Today · 4.125%
HK$89,230
baseline
▲ 0.50% · 4.625%
HK$94,659
+HK$5,429/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$178,460/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,410
−HK$5,046/mo
▼ 0.25% · 3.875%
HK$95,915
−HK$2,541/mo
Today · 4.125%
HK$98,456
baseline
▲ 0.50% · 4.625%
HK$103,646
+HK$5,190/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$196,912/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,692 · Scale 2, in force from 26 Feb 2026)