LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,648
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$48,099
−HK$1,474/mo
Today · 4.125%
HK$49,573
baseline
▲ 0.50% · 4.625%
HK$52,589
+HK$3,016/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$99,146/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,895
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,287
−HK$1,412/mo
Today · 4.125%
HK$54,699
baseline
▲ 0.50% · 4.625%
HK$57,582
+HK$2,883/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$109,398/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,977
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$57,719
−HK$1,769/mo
Today · 4.125%
HK$59,488
baseline
▲ 0.50% · 4.625%
HK$63,107
+HK$3,619/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$118,976/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,274
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$63,944
−HK$1,695/mo
Today · 4.125%
HK$65,639
baseline
▲ 0.50% · 4.625%
HK$69,099
+HK$3,460/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$131,278/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,307
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$67,338
−HK$2,064/mo
Today · 4.125%
HK$69,402
baseline
▲ 0.50% · 4.625%
HK$73,625
+HK$4,223/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$138,804/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,653
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$74,602
−HK$1,976/mo
Today · 4.125%
HK$76,578
baseline
▲ 0.50% · 4.625%
HK$80,615
+HK$4,037/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$153,156/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,966
−HK$5,265/mo
▼ 0.25% · 3.875%
HK$86,578
−HK$2,653/mo
Today · 4.125%
HK$89,231
baseline
▲ 0.50% · 4.625%
HK$94,661
+HK$5,430/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$178,462/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,411
−HK$5,047/mo
▼ 0.25% · 3.875%
HK$95,917
−HK$2,541/mo
Today · 4.125%
HK$98,458
baseline
▲ 0.50% · 4.625%
HK$103,648
+HK$5,190/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$196,916/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,726 · Scale 2, in force from 26 Feb 2026)