LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,649
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$48,100
−HK$1,474/mo
Today · 4.125%
HK$49,574
baseline
▲ 0.50% · 4.625%
HK$52,590
+HK$3,016/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$99,148/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,896
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,288
−HK$1,412/mo
Today · 4.125%
HK$54,700
baseline
▲ 0.50% · 4.625%
HK$57,583
+HK$2,883/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$109,400/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$795,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,978
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$57,720
−HK$1,769/mo
Today · 4.125%
HK$59,489
baseline
▲ 0.50% · 4.625%
HK$63,108
+HK$3,619/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$118,978/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,275
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$63,946
−HK$1,694/mo
Today · 4.125%
HK$65,640
baseline
▲ 0.50% · 4.625%
HK$69,100
+HK$3,460/mo
Deposit HK$8.18M · loan HK$12.27M · min. income ≈ HK$131,280/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,308
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$67,340
−HK$2,064/mo
Today · 4.125%
HK$69,404
baseline
▲ 0.50% · 4.625%
HK$73,627
+HK$4,223/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$138,808/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,655
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$74,603
−HK$1,977/mo
Today · 4.125%
HK$76,580
baseline
▲ 0.50% · 4.625%
HK$80,617
+HK$4,037/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$153,160/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,968
−HK$5,265/mo
▼ 0.25% · 3.875%
HK$86,579
−HK$2,654/mo
Today · 4.125%
HK$89,233
baseline
▲ 0.50% · 4.625%
HK$94,663
+HK$5,430/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$178,466/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,413
−HK$5,047/mo
▼ 0.25% · 3.875%
HK$95,918
−HK$2,542/mo
Today · 4.125%
HK$98,460
baseline
▲ 0.50% · 4.625%
HK$103,650
+HK$5,190/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$196,920/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,764 · Scale 2, in force from 26 Feb 2026)