LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,651
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$48,102
−HK$1,474/mo
Today · 4.125%
HK$49,576
baseline
▲ 0.50% · 4.625%
HK$52,593
+HK$3,017/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$99,152/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$795,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,899
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,291
−HK$1,412/mo
Today · 4.125%
HK$54,703
baseline
▲ 0.50% · 4.625%
HK$57,586
+HK$2,883/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$109,406/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$795,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,981
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$57,722
−HK$1,770/mo
Today · 4.125%
HK$59,492
baseline
▲ 0.50% · 4.625%
HK$63,111
+HK$3,619/mo
Deposit HK$8.18M · loan HK$12.28M · min. income ≈ HK$118,984/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,278
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$63,949
−HK$1,694/mo
Today · 4.125%
HK$65,643
baseline
▲ 0.50% · 4.625%
HK$69,103
+HK$3,460/mo
Deposit HK$8.18M · loan HK$12.28M · min. income ≈ HK$131,286/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,311
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$67,343
−HK$2,064/mo
Today · 4.125%
HK$69,407
baseline
▲ 0.50% · 4.625%
HK$73,630
+HK$4,223/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$138,814/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,658
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$74,607
−HK$1,977/mo
Today · 4.125%
HK$76,584
baseline
▲ 0.50% · 4.625%
HK$80,620
+HK$4,036/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$153,168/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,972
−HK$5,265/mo
▼ 0.25% · 3.875%
HK$86,584
−HK$2,653/mo
Today · 4.125%
HK$89,237
baseline
▲ 0.50% · 4.625%
HK$94,667
+HK$5,430/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$178,474/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,418
−HK$5,047/mo
▼ 0.25% · 3.875%
HK$95,923
−HK$2,542/mo
Today · 4.125%
HK$98,465
baseline
▲ 0.50% · 4.625%
HK$103,655
+HK$5,190/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$196,930/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,861 · Scale 2, in force from 26 Feb 2026)