LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,651
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$48,103
−HK$1,474/mo
Today · 4.125%
HK$49,577
baseline
▲ 0.50% · 4.625%
HK$52,594
+HK$3,017/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$99,154/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$795,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,899
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,291
−HK$1,412/mo
Today · 4.125%
HK$54,703
baseline
▲ 0.50% · 4.625%
HK$57,587
+HK$2,884/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$109,406/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$795,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,982
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$57,723
−HK$1,769/mo
Today · 4.125%
HK$59,492
baseline
▲ 0.50% · 4.625%
HK$63,112
+HK$3,620/mo
Deposit HK$8.18M · loan HK$12.28M · min. income ≈ HK$118,984/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,279
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$63,949
−HK$1,695/mo
Today · 4.125%
HK$65,644
baseline
▲ 0.50% · 4.625%
HK$69,104
+HK$3,460/mo
Deposit HK$8.18M · loan HK$12.28M · min. income ≈ HK$131,288/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,312
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$67,344
−HK$2,064/mo
Today · 4.125%
HK$69,408
baseline
▲ 0.50% · 4.625%
HK$73,631
+HK$4,223/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$138,816/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,659
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$74,608
−HK$1,977/mo
Today · 4.125%
HK$76,585
baseline
▲ 0.50% · 4.625%
HK$80,621
+HK$4,036/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$153,170/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,973
−HK$5,265/mo
▼ 0.25% · 3.875%
HK$86,585
−HK$2,653/mo
Today · 4.125%
HK$89,238
baseline
▲ 0.50% · 4.625%
HK$94,668
+HK$5,430/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$178,476/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,419
−HK$5,047/mo
▼ 0.25% · 3.875%
HK$95,924
−HK$2,542/mo
Today · 4.125%
HK$98,466
baseline
▲ 0.50% · 4.625%
HK$103,656
+HK$5,190/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$196,932/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,887 · Scale 2, in force from 26 Feb 2026)