LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,653
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$48,104
−HK$1,474/mo
Today · 4.125%
HK$49,578
baseline
▲ 0.50% · 4.625%
HK$52,595
+HK$3,017/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$99,156/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$795,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,901
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,293
−HK$1,412/mo
Today · 4.125%
HK$54,705
baseline
▲ 0.50% · 4.625%
HK$57,588
+HK$2,883/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$109,410/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$795,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,983
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$57,725
−HK$1,769/mo
Today · 4.125%
HK$59,494
baseline
▲ 0.50% · 4.625%
HK$63,114
+HK$3,620/mo
Deposit HK$8.18M · loan HK$12.28M · min. income ≈ HK$118,988/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,281
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$63,951
−HK$1,695/mo
Today · 4.125%
HK$65,646
baseline
▲ 0.50% · 4.625%
HK$69,106
+HK$3,460/mo
Deposit HK$8.18M · loan HK$12.28M · min. income ≈ HK$131,292/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,314
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$67,346
−HK$2,064/mo
Today · 4.125%
HK$69,410
baseline
▲ 0.50% · 4.625%
HK$73,633
+HK$4,223/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$138,820/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,661
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$74,610
−HK$1,977/mo
Today · 4.125%
HK$76,587
baseline
▲ 0.50% · 4.625%
HK$80,624
+HK$4,037/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$153,174/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,975
−HK$5,266/mo
▼ 0.25% · 3.875%
HK$86,587
−HK$2,654/mo
Today · 4.125%
HK$89,241
baseline
▲ 0.50% · 4.625%
HK$94,671
+HK$5,430/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$178,482/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,422
−HK$5,047/mo
▼ 0.25% · 3.875%
HK$95,927
−HK$2,542/mo
Today · 4.125%
HK$98,469
baseline
▲ 0.50% · 4.625%
HK$103,659
+HK$5,190/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$196,938/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,949 · Scale 2, in force from 26 Feb 2026)