LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,653
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$48,104
−HK$1,475/mo
Today · 4.125%
HK$49,579
baseline
▲ 0.50% · 4.625%
HK$52,595
+HK$3,016/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$99,158/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$795,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,901
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,293
−HK$1,412/mo
Today · 4.125%
HK$54,705
baseline
▲ 0.50% · 4.625%
HK$57,589
+HK$2,884/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$109,410/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$795,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,984
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$57,725
−HK$1,769/mo
Today · 4.125%
HK$59,494
baseline
▲ 0.50% · 4.625%
HK$63,114
+HK$3,620/mo
Deposit HK$8.18M · loan HK$12.28M · min. income ≈ HK$118,988/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,281
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$63,952
−HK$1,694/mo
Today · 4.125%
HK$65,646
baseline
▲ 0.50% · 4.625%
HK$69,107
+HK$3,461/mo
Deposit HK$8.18M · loan HK$12.28M · min. income ≈ HK$131,292/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$795,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,314
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$67,346
−HK$2,064/mo
Today · 4.125%
HK$69,410
baseline
▲ 0.50% · 4.625%
HK$73,634
+HK$4,224/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$138,820/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,662
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$74,610
−HK$1,977/mo
Today · 4.125%
HK$76,587
baseline
▲ 0.50% · 4.625%
HK$80,624
+HK$4,037/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$153,174/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$795,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,976
−HK$5,266/mo
▼ 0.25% · 3.875%
HK$86,588
−HK$2,654/mo
Today · 4.125%
HK$89,242
baseline
▲ 0.50% · 4.625%
HK$94,672
+HK$5,430/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$178,484/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,422
−HK$5,047/mo
▼ 0.25% · 3.875%
HK$95,928
−HK$2,541/mo
Today · 4.125%
HK$98,469
baseline
▲ 0.50% · 4.625%
HK$103,660
+HK$5,191/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$196,938/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$795,959 · Scale 2, in force from 26 Feb 2026)