LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,654
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$48,106
−HK$1,474/mo
Today · 4.125%
HK$49,580
baseline
▲ 0.50% · 4.625%
HK$52,597
+HK$3,017/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$99,160/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$796,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,903
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,295
−HK$1,412/mo
Today · 4.125%
HK$54,707
baseline
▲ 0.50% · 4.625%
HK$57,590
+HK$2,883/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$109,414/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$796,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,985
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$57,727
−HK$1,769/mo
Today · 4.125%
HK$59,496
baseline
▲ 0.50% · 4.625%
HK$63,116
+HK$3,620/mo
Deposit HK$8.18M · loan HK$12.28M · min. income ≈ HK$118,992/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$796,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,283
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$63,954
−HK$1,694/mo
Today · 4.125%
HK$65,648
baseline
▲ 0.50% · 4.625%
HK$69,109
+HK$3,461/mo
Deposit HK$8.18M · loan HK$12.28M · min. income ≈ HK$131,296/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$796,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,316
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$67,348
−HK$2,064/mo
Today · 4.125%
HK$69,412
baseline
▲ 0.50% · 4.625%
HK$73,636
+HK$4,224/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$138,824/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$796,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,664
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$74,613
−HK$1,976/mo
Today · 4.125%
HK$76,589
baseline
▲ 0.50% · 4.625%
HK$80,627
+HK$4,038/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$153,178/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$796,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,978
−HK$5,266/mo
▼ 0.25% · 3.875%
HK$86,590
−HK$2,654/mo
Today · 4.125%
HK$89,244
baseline
▲ 0.50% · 4.625%
HK$94,675
+HK$5,431/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$178,488/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$796,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,425
−HK$5,047/mo
▼ 0.25% · 3.875%
HK$95,930
−HK$2,542/mo
Today · 4.125%
HK$98,472
baseline
▲ 0.50% · 4.625%
HK$103,663
+HK$5,191/mo
Deposit HK$2.05M · loan HK$18.41M · min. income ≈ HK$196,944/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$796,020 · Scale 2, in force from 26 Feb 2026)