LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,657
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$48,108
−HK$1,475/mo
Today · 4.125%
HK$49,583
baseline
▲ 0.50% · 4.625%
HK$52,600
+HK$3,017/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$99,166/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$796,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,905
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$53,298
−HK$1,412/mo
Today · 4.125%
HK$54,710
baseline
▲ 0.50% · 4.625%
HK$57,594
+HK$2,884/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$109,420/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$796,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,988
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$57,730
−HK$1,769/mo
Today · 4.125%
HK$59,499
baseline
▲ 0.50% · 4.625%
HK$63,120
+HK$3,621/mo
Deposit HK$8.18M · loan HK$12.28M · min. income ≈ HK$118,998/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$796,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,287
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$63,957
−HK$1,695/mo
Today · 4.125%
HK$65,652
baseline
▲ 0.50% · 4.625%
HK$69,112
+HK$3,460/mo
Deposit HK$8.18M · loan HK$12.28M · min. income ≈ HK$131,304/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$796,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,320
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$67,352
−HK$2,064/mo
Today · 4.125%
HK$69,416
baseline
▲ 0.50% · 4.625%
HK$73,640
+HK$4,224/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$138,832/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$796,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,668
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$74,617
−HK$1,977/mo
Today · 4.125%
HK$76,594
baseline
▲ 0.50% · 4.625%
HK$80,631
+HK$4,037/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$153,188/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$796,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,983
−HK$5,266/mo
▼ 0.25% · 3.875%
HK$86,595
−HK$2,654/mo
Today · 4.125%
HK$89,249
baseline
▲ 0.50% · 4.625%
HK$94,680
+HK$5,431/mo
Deposit HK$2.05M · loan HK$18.42M · min. income ≈ HK$178,498/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$796,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,430
−HK$5,048/mo
▼ 0.25% · 3.875%
HK$95,936
−HK$2,542/mo
Today · 4.125%
HK$98,478
baseline
▲ 0.50% · 4.625%
HK$103,668
+HK$5,190/mo
Deposit HK$2.05M · loan HK$18.42M · min. income ≈ HK$196,956/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$796,130 · Scale 2, in force from 26 Feb 2026)