LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,659
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$48,110
−HK$1,475/mo
Today · 4.125%
HK$49,585
baseline
▲ 0.50% · 4.625%
HK$52,602
+HK$3,017/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$99,170/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$796,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,907
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$53,300
−HK$1,412/mo
Today · 4.125%
HK$54,712
baseline
▲ 0.50% · 4.625%
HK$57,596
+HK$2,884/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$109,424/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$796,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,990
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$57,732
−HK$1,770/mo
Today · 4.125%
HK$59,502
baseline
▲ 0.50% · 4.625%
HK$63,122
+HK$3,620/mo
Deposit HK$8.18M · loan HK$12.28M · min. income ≈ HK$119,004/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$796,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,289
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$63,959
−HK$1,695/mo
Today · 4.125%
HK$65,654
baseline
▲ 0.50% · 4.625%
HK$69,115
+HK$3,461/mo
Deposit HK$8.18M · loan HK$12.28M · min. income ≈ HK$131,308/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$796,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,322
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$67,354
−HK$2,065/mo
Today · 4.125%
HK$69,419
baseline
▲ 0.50% · 4.625%
HK$73,642
+HK$4,223/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$138,838/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$796,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,670
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$74,619
−HK$1,977/mo
Today · 4.125%
HK$76,596
baseline
▲ 0.50% · 4.625%
HK$80,634
+HK$4,038/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$153,192/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$796,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,986
−HK$5,266/mo
▼ 0.25% · 3.875%
HK$86,598
−HK$2,654/mo
Today · 4.125%
HK$89,252
baseline
▲ 0.50% · 4.625%
HK$94,683
+HK$5,431/mo
Deposit HK$2.05M · loan HK$18.42M · min. income ≈ HK$178,504/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$796,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,433
−HK$5,048/mo
▼ 0.25% · 3.875%
HK$95,939
−HK$2,542/mo
Today · 4.125%
HK$98,481
baseline
▲ 0.50% · 4.625%
HK$103,672
+HK$5,191/mo
Deposit HK$2.05M · loan HK$18.42M · min. income ≈ HK$196,962/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$796,206 · Scale 2, in force from 26 Feb 2026)