LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,659
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$48,110
−HK$1,475/mo
Today · 4.125%
HK$49,585
baseline
▲ 0.50% · 4.625%
HK$52,602
+HK$3,017/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$99,170/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$796,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,908
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,300
−HK$1,412/mo
Today · 4.125%
HK$54,712
baseline
▲ 0.50% · 4.625%
HK$57,596
+HK$2,884/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$109,424/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$796,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,991
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$57,733
−HK$1,769/mo
Today · 4.125%
HK$59,502
baseline
▲ 0.50% · 4.625%
HK$63,123
+HK$3,621/mo
Deposit HK$8.18M · loan HK$12.28M · min. income ≈ HK$119,004/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$796,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,289
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$63,960
−HK$1,695/mo
Today · 4.125%
HK$65,655
baseline
▲ 0.50% · 4.625%
HK$69,115
+HK$3,460/mo
Deposit HK$8.18M · loan HK$12.28M · min. income ≈ HK$131,310/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$796,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,323
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$67,355
−HK$2,064/mo
Today · 4.125%
HK$69,419
baseline
▲ 0.50% · 4.625%
HK$73,643
+HK$4,224/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$138,838/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$796,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,671
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$74,620
−HK$1,977/mo
Today · 4.125%
HK$76,597
baseline
▲ 0.50% · 4.625%
HK$80,635
+HK$4,038/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$153,194/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$796,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,986
−HK$5,267/mo
▼ 0.25% · 3.875%
HK$86,599
−HK$2,654/mo
Today · 4.125%
HK$89,253
baseline
▲ 0.50% · 4.625%
HK$94,684
+HK$5,431/mo
Deposit HK$2.05M · loan HK$18.42M · min. income ≈ HK$178,506/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$796,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,434
−HK$5,048/mo
▼ 0.25% · 3.875%
HK$95,940
−HK$2,542/mo
Today · 4.125%
HK$98,482
baseline
▲ 0.50% · 4.625%
HK$103,673
+HK$5,191/mo
Deposit HK$2.05M · loan HK$18.42M · min. income ≈ HK$196,964/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$796,222 · Scale 2, in force from 26 Feb 2026)