LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,663
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$48,115
−HK$1,474/mo
Today · 4.125%
HK$49,589
baseline
▲ 0.50% · 4.625%
HK$52,607
+HK$3,018/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$99,178/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$796,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,912
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$53,305
−HK$1,412/mo
Today · 4.125%
HK$54,717
baseline
▲ 0.50% · 4.625%
HK$57,601
+HK$2,884/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$109,434/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$796,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,996
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$57,738
−HK$1,769/mo
Today · 4.125%
HK$59,507
baseline
▲ 0.50% · 4.625%
HK$63,128
+HK$3,621/mo
Deposit HK$8.19M · loan HK$12.28M · min. income ≈ HK$119,014/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$796,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,295
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$63,966
−HK$1,694/mo
Today · 4.125%
HK$65,660
baseline
▲ 0.50% · 4.625%
HK$69,121
+HK$3,461/mo
Deposit HK$8.19M · loan HK$12.28M · min. income ≈ HK$131,320/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$796,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,329
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$67,361
−HK$2,064/mo
Today · 4.125%
HK$69,425
baseline
▲ 0.50% · 4.625%
HK$73,650
+HK$4,225/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$138,850/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$796,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,677
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$74,626
−HK$1,978/mo
Today · 4.125%
HK$76,604
baseline
▲ 0.50% · 4.625%
HK$80,642
+HK$4,038/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$153,208/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$796,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,994
−HK$5,267/mo
▼ 0.25% · 3.875%
HK$86,606
−HK$2,655/mo
Today · 4.125%
HK$89,261
baseline
▲ 0.50% · 4.625%
HK$94,692
+HK$5,431/mo
Deposit HK$2.05M · loan HK$18.42M · min. income ≈ HK$178,522/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$796,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,442
−HK$5,049/mo
▼ 0.25% · 3.875%
HK$95,948
−HK$2,543/mo
Today · 4.125%
HK$98,491
baseline
▲ 0.50% · 4.625%
HK$103,682
+HK$5,191/mo
Deposit HK$2.05M · loan HK$18.42M · min. income ≈ HK$196,982/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$796,403 · Scale 2, in force from 26 Feb 2026)