LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,664
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$48,115
−HK$1,475/mo
Today · 4.125%
HK$49,590
baseline
▲ 0.50% · 4.625%
HK$52,607
+HK$3,017/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$99,180/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$796,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,913
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$53,305
−HK$1,413/mo
Today · 4.125%
HK$54,718
baseline
▲ 0.50% · 4.625%
HK$57,602
+HK$2,884/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$109,436/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$796,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,997
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$57,738
−HK$1,770/mo
Today · 4.125%
HK$59,508
baseline
▲ 0.50% · 4.625%
HK$63,129
+HK$3,621/mo
Deposit HK$8.19M · loan HK$12.28M · min. income ≈ HK$119,016/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$796,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,296
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$63,966
−HK$1,695/mo
Today · 4.125%
HK$65,661
baseline
▲ 0.50% · 4.625%
HK$69,122
+HK$3,461/mo
Deposit HK$8.19M · loan HK$12.28M · min. income ≈ HK$131,322/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$796,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,329
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$67,361
−HK$2,065/mo
Today · 4.125%
HK$69,426
baseline
▲ 0.50% · 4.625%
HK$73,650
+HK$4,224/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$138,852/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$796,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,678
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$74,627
−HK$1,978/mo
Today · 4.125%
HK$76,605
baseline
▲ 0.50% · 4.625%
HK$80,643
+HK$4,038/mo
Deposit HK$6.14M · loan HK$14.32M · min. income ≈ HK$153,210/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$796,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,995
−HK$5,267/mo
▼ 0.25% · 3.875%
HK$86,607
−HK$2,655/mo
Today · 4.125%
HK$89,262
baseline
▲ 0.50% · 4.625%
HK$94,693
+HK$5,431/mo
Deposit HK$2.05M · loan HK$18.42M · min. income ≈ HK$178,524/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$796,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,443
−HK$5,049/mo
▼ 0.25% · 3.875%
HK$95,949
−HK$2,543/mo
Today · 4.125%
HK$98,492
baseline
▲ 0.50% · 4.625%
HK$103,683
+HK$5,191/mo
Deposit HK$2.05M · loan HK$18.42M · min. income ≈ HK$196,984/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$796,427 · Scale 2, in force from 26 Feb 2026)