LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,664
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$48,116
−HK$1,474/mo
Today · 4.125%
HK$49,590
baseline
▲ 0.50% · 4.625%
HK$52,608
+HK$3,018/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$99,180/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$796,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,913
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$53,306
−HK$1,412/mo
Today · 4.125%
HK$54,718
baseline
▲ 0.50% · 4.625%
HK$57,602
+HK$2,884/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$109,436/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$796,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,997
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$57,739
−HK$1,769/mo
Today · 4.125%
HK$59,508
baseline
▲ 0.50% · 4.625%
HK$63,129
+HK$3,621/mo
Deposit HK$8.19M · loan HK$12.28M · min. income ≈ HK$119,016/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$796,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,296
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$63,967
−HK$1,695/mo
Today · 4.125%
HK$65,662
baseline
▲ 0.50% · 4.625%
HK$69,123
+HK$3,461/mo
Deposit HK$8.19M · loan HK$12.28M · min. income ≈ HK$131,324/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$796,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,330
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$67,362
−HK$2,064/mo
Today · 4.125%
HK$69,426
baseline
▲ 0.50% · 4.625%
HK$73,651
+HK$4,225/mo
Deposit HK$6.14M · loan HK$14.33M · min. income ≈ HK$138,852/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$796,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,679
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$74,628
−HK$1,977/mo
Today · 4.125%
HK$76,605
baseline
▲ 0.50% · 4.625%
HK$80,643
+HK$4,038/mo
Deposit HK$6.14M · loan HK$14.33M · min. income ≈ HK$153,210/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$796,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,995
−HK$5,267/mo
▼ 0.25% · 3.875%
HK$86,608
−HK$2,654/mo
Today · 4.125%
HK$89,262
baseline
▲ 0.50% · 4.625%
HK$94,694
+HK$5,432/mo
Deposit HK$2.05M · loan HK$18.42M · min. income ≈ HK$178,524/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$796,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,444
−HK$5,048/mo
▼ 0.25% · 3.875%
HK$95,950
−HK$2,542/mo
Today · 4.125%
HK$98,492
baseline
▲ 0.50% · 4.625%
HK$103,684
+HK$5,192/mo
Deposit HK$2.05M · loan HK$18.42M · min. income ≈ HK$196,984/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$796,438 · Scale 2, in force from 26 Feb 2026)