LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,665
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$48,117
−HK$1,475/mo
Today · 4.125%
HK$49,592
baseline
▲ 0.50% · 4.625%
HK$52,609
+HK$3,017/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$99,184/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$796,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,915
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,307
−HK$1,412/mo
Today · 4.125%
HK$54,719
baseline
▲ 0.50% · 4.625%
HK$57,604
+HK$2,885/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$109,438/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$796,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,998
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$57,740
−HK$1,770/mo
Today · 4.125%
HK$59,510
baseline
▲ 0.50% · 4.625%
HK$63,131
+HK$3,621/mo
Deposit HK$8.19M · loan HK$12.28M · min. income ≈ HK$119,020/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$796,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,298
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$63,968
−HK$1,695/mo
Today · 4.125%
HK$65,663
baseline
▲ 0.50% · 4.625%
HK$69,124
+HK$3,461/mo
Deposit HK$8.19M · loan HK$12.28M · min. income ≈ HK$131,326/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$796,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,331
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$67,364
−HK$2,064/mo
Today · 4.125%
HK$69,428
baseline
▲ 0.50% · 4.625%
HK$73,653
+HK$4,225/mo
Deposit HK$6.14M · loan HK$14.33M · min. income ≈ HK$138,856/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$796,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,680
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$74,630
−HK$1,977/mo
Today · 4.125%
HK$76,607
baseline
▲ 0.50% · 4.625%
HK$80,645
+HK$4,038/mo
Deposit HK$6.14M · loan HK$14.33M · min. income ≈ HK$153,214/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$796,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,997
−HK$5,268/mo
▼ 0.25% · 3.875%
HK$86,610
−HK$2,655/mo
Today · 4.125%
HK$89,265
baseline
▲ 0.50% · 4.625%
HK$94,696
+HK$5,431/mo
Deposit HK$2.05M · loan HK$18.42M · min. income ≈ HK$178,530/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$796,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,446
−HK$5,049/mo
▼ 0.25% · 3.875%
HK$95,952
−HK$2,543/mo
Today · 4.125%
HK$98,495
baseline
▲ 0.50% · 4.625%
HK$103,687
+HK$5,192/mo
Deposit HK$2.05M · loan HK$18.42M · min. income ≈ HK$196,990/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$796,491 · Scale 2, in force from 26 Feb 2026)