LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,670
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$48,121
−HK$1,475/mo
Today · 4.125%
HK$49,596
baseline
▲ 0.50% · 4.625%
HK$52,614
+HK$3,018/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$99,192/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$796,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,919
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$53,312
−HK$1,412/mo
Today · 4.125%
HK$54,724
baseline
▲ 0.50% · 4.625%
HK$57,609
+HK$2,885/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$109,448/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$796,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,003
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$57,745
−HK$1,770/mo
Today · 4.125%
HK$59,515
baseline
▲ 0.50% · 4.625%
HK$63,137
+HK$3,622/mo
Deposit HK$8.19M · loan HK$12.28M · min. income ≈ HK$119,030/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$796,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,303
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$63,974
−HK$1,695/mo
Today · 4.125%
HK$65,669
baseline
▲ 0.50% · 4.625%
HK$69,131
+HK$3,462/mo
Deposit HK$8.19M · loan HK$12.28M · min. income ≈ HK$131,338/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$796,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,337
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$67,370
−HK$2,065/mo
Today · 4.125%
HK$69,435
baseline
▲ 0.50% · 4.625%
HK$73,659
+HK$4,224/mo
Deposit HK$6.14M · loan HK$14.33M · min. income ≈ HK$138,870/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$796,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,687
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$74,637
−HK$1,977/mo
Today · 4.125%
HK$76,614
baseline
▲ 0.50% · 4.625%
HK$80,653
+HK$4,039/mo
Deposit HK$6.14M · loan HK$14.33M · min. income ≈ HK$153,228/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$796,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,005
−HK$5,268/mo
▼ 0.25% · 3.875%
HK$86,618
−HK$2,655/mo
Today · 4.125%
HK$89,273
baseline
▲ 0.50% · 4.625%
HK$94,705
+HK$5,432/mo
Deposit HK$2.05M · loan HK$18.42M · min. income ≈ HK$178,546/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$796,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,455
−HK$5,049/mo
▼ 0.25% · 3.875%
HK$95,961
−HK$2,543/mo
Today · 4.125%
HK$98,504
baseline
▲ 0.50% · 4.625%
HK$103,696
+HK$5,192/mo
Deposit HK$2.05M · loan HK$18.42M · min. income ≈ HK$197,008/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$796,679 · Scale 2, in force from 26 Feb 2026)