LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,673
−HK$2,926/mo
▼ 0.25% · 3.875%
HK$48,124
−HK$1,475/mo
Today · 4.125%
HK$49,599
baseline
▲ 0.50% · 4.625%
HK$52,617
+HK$3,018/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$99,198/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$796,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,923
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$53,315
−HK$1,413/mo
Today · 4.125%
HK$54,728
baseline
▲ 0.50% · 4.625%
HK$57,613
+HK$2,885/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$109,456/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$796,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,007
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$57,749
−HK$1,770/mo
Today · 4.125%
HK$59,519
baseline
▲ 0.50% · 4.625%
HK$63,141
+HK$3,622/mo
Deposit HK$8.19M · loan HK$12.28M · min. income ≈ HK$119,038/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$796,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,307
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$63,978
−HK$1,696/mo
Today · 4.125%
HK$65,674
baseline
▲ 0.50% · 4.625%
HK$69,135
+HK$3,461/mo
Deposit HK$8.19M · loan HK$12.28M · min. income ≈ HK$131,348/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$796,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,342
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$67,374
−HK$2,065/mo
Today · 4.125%
HK$69,439
baseline
▲ 0.50% · 4.625%
HK$73,664
+HK$4,225/mo
Deposit HK$6.14M · loan HK$14.33M · min. income ≈ HK$138,878/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$796,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,692
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$74,641
−HK$1,978/mo
Today · 4.125%
HK$76,619
baseline
▲ 0.50% · 4.625%
HK$80,658
+HK$4,039/mo
Deposit HK$6.14M · loan HK$14.33M · min. income ≈ HK$153,238/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$796,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,011
−HK$5,268/mo
▼ 0.25% · 3.875%
HK$86,624
−HK$2,655/mo
Today · 4.125%
HK$89,279
baseline
▲ 0.50% · 4.625%
HK$94,711
+HK$5,432/mo
Deposit HK$2.05M · loan HK$18.42M · min. income ≈ HK$178,558/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$796,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,461
−HK$5,049/mo
▼ 0.25% · 3.875%
HK$95,968
−HK$2,542/mo
Today · 4.125%
HK$98,510
baseline
▲ 0.50% · 4.625%
HK$103,703
+HK$5,193/mo
Deposit HK$2.05M · loan HK$18.42M · min. income ≈ HK$197,020/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$796,815 · Scale 2, in force from 26 Feb 2026)