LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,674
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$48,126
−HK$1,475/mo
Today · 4.125%
HK$49,601
baseline
▲ 0.50% · 4.625%
HK$52,619
+HK$3,018/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$99,202/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$796,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,925
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$53,317
−HK$1,413/mo
Today · 4.125%
HK$54,730
baseline
▲ 0.50% · 4.625%
HK$57,615
+HK$2,885/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$109,460/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$796,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,009
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$57,752
−HK$1,770/mo
Today · 4.125%
HK$59,522
baseline
▲ 0.50% · 4.625%
HK$63,143
+HK$3,621/mo
Deposit HK$8.19M · loan HK$12.28M · min. income ≈ HK$119,044/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$796,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,310
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$63,981
−HK$1,695/mo
Today · 4.125%
HK$65,676
baseline
▲ 0.50% · 4.625%
HK$69,138
+HK$3,462/mo
Deposit HK$8.19M · loan HK$12.28M · min. income ≈ HK$131,352/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$796,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,344
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$67,377
−HK$2,065/mo
Today · 4.125%
HK$69,442
baseline
▲ 0.50% · 4.625%
HK$73,667
+HK$4,225/mo
Deposit HK$6.14M · loan HK$14.33M · min. income ≈ HK$138,884/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$796,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,695
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$74,644
−HK$1,978/mo
Today · 4.125%
HK$76,622
baseline
▲ 0.50% · 4.625%
HK$80,661
+HK$4,039/mo
Deposit HK$6.14M · loan HK$14.33M · min. income ≈ HK$153,244/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$796,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,014
−HK$5,268/mo
▼ 0.25% · 3.875%
HK$86,627
−HK$2,655/mo
Today · 4.125%
HK$89,282
baseline
▲ 0.50% · 4.625%
HK$94,715
+HK$5,433/mo
Deposit HK$2.05M · loan HK$18.42M · min. income ≈ HK$178,564/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$796,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,465
−HK$5,049/mo
▼ 0.25% · 3.875%
HK$95,971
−HK$2,543/mo
Today · 4.125%
HK$98,514
baseline
▲ 0.50% · 4.625%
HK$103,707
+HK$5,193/mo
Deposit HK$2.05M · loan HK$18.42M · min. income ≈ HK$197,028/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$796,894 · Scale 2, in force from 26 Feb 2026)