LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,675
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$48,127
−HK$1,475/mo
Today · 4.125%
HK$49,602
baseline
▲ 0.50% · 4.625%
HK$52,620
+HK$3,018/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$99,204/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$796,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,925
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$53,318
−HK$1,413/mo
Today · 4.125%
HK$54,731
baseline
▲ 0.50% · 4.625%
HK$57,615
+HK$2,884/mo
Deposit HK$10.23M · loan HK$10.23M · min. income ≈ HK$109,462/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$796,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,010
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$57,752
−HK$1,770/mo
Today · 4.125%
HK$59,522
baseline
▲ 0.50% · 4.625%
HK$63,144
+HK$3,622/mo
Deposit HK$8.19M · loan HK$12.28M · min. income ≈ HK$119,044/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$796,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,310
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$63,981
−HK$1,696/mo
Today · 4.125%
HK$65,677
baseline
▲ 0.50% · 4.625%
HK$69,139
+HK$3,462/mo
Deposit HK$8.19M · loan HK$12.28M · min. income ≈ HK$131,354/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$796,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,345
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$67,377
−HK$2,065/mo
Today · 4.125%
HK$69,442
baseline
▲ 0.50% · 4.625%
HK$73,668
+HK$4,226/mo
Deposit HK$6.14M · loan HK$14.33M · min. income ≈ HK$138,884/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$796,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,695
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$74,645
−HK$1,978/mo
Today · 4.125%
HK$76,623
baseline
▲ 0.50% · 4.625%
HK$80,662
+HK$4,039/mo
Deposit HK$6.14M · loan HK$14.33M · min. income ≈ HK$153,246/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$796,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,015
−HK$5,268/mo
▼ 0.25% · 3.875%
HK$86,628
−HK$2,655/mo
Today · 4.125%
HK$89,283
baseline
▲ 0.50% · 4.625%
HK$94,716
+HK$5,433/mo
Deposit HK$2.05M · loan HK$18.42M · min. income ≈ HK$178,566/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$796,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,465
−HK$5,050/mo
▼ 0.25% · 3.875%
HK$95,972
−HK$2,543/mo
Today · 4.125%
HK$98,515
baseline
▲ 0.50% · 4.625%
HK$103,708
+HK$5,193/mo
Deposit HK$2.05M · loan HK$18.42M · min. income ≈ HK$197,030/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$796,908 · Scale 2, in force from 26 Feb 2026)