LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,678
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$48,130
−HK$1,476/mo
Today · 4.125%
HK$49,606
baseline
▲ 0.50% · 4.625%
HK$52,624
+HK$3,018/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$99,212/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$797,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,929
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$53,322
−HK$1,413/mo
Today · 4.125%
HK$54,735
baseline
▲ 0.50% · 4.625%
HK$57,620
+HK$2,885/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$109,470/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$797,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,014
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$57,756
−HK$1,771/mo
Today · 4.125%
HK$59,527
baseline
▲ 0.50% · 4.625%
HK$63,149
+HK$3,622/mo
Deposit HK$8.19M · loan HK$12.28M · min. income ≈ HK$119,054/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$797,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,315
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$63,986
−HK$1,696/mo
Today · 4.125%
HK$65,682
baseline
▲ 0.50% · 4.625%
HK$69,144
+HK$3,462/mo
Deposit HK$8.19M · loan HK$12.28M · min. income ≈ HK$131,364/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$797,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,350
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$67,383
−HK$2,065/mo
Today · 4.125%
HK$69,448
baseline
▲ 0.50% · 4.625%
HK$73,674
+HK$4,226/mo
Deposit HK$6.14M · loan HK$14.33M · min. income ≈ HK$138,896/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$797,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,701
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$74,651
−HK$1,978/mo
Today · 4.125%
HK$76,629
baseline
▲ 0.50% · 4.625%
HK$80,668
+HK$4,039/mo
Deposit HK$6.14M · loan HK$14.33M · min. income ≈ HK$153,258/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$797,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,021
−HK$5,269/mo
▼ 0.25% · 3.875%
HK$86,635
−HK$2,655/mo
Today · 4.125%
HK$89,290
baseline
▲ 0.50% · 4.625%
HK$94,723
+HK$5,433/mo
Deposit HK$2.05M · loan HK$18.42M · min. income ≈ HK$178,580/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$797,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,473
−HK$5,050/mo
▼ 0.25% · 3.875%
HK$95,980
−HK$2,543/mo
Today · 4.125%
HK$98,523
baseline
▲ 0.50% · 4.625%
HK$103,716
+HK$5,193/mo
Deposit HK$2.05M · loan HK$18.42M · min. income ≈ HK$197,046/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$797,070 · Scale 2, in force from 26 Feb 2026)