LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,680
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$48,132
−HK$1,475/mo
Today · 4.125%
HK$49,607
baseline
▲ 0.50% · 4.625%
HK$52,625
+HK$3,018/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$99,214/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$797,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,931
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$53,323
−HK$1,413/mo
Today · 4.125%
HK$54,736
baseline
▲ 0.50% · 4.625%
HK$57,621
+HK$2,885/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$109,472/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$797,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,015
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$57,758
−HK$1,770/mo
Today · 4.125%
HK$59,528
baseline
▲ 0.50% · 4.625%
HK$63,150
+HK$3,622/mo
Deposit HK$8.19M · loan HK$12.28M · min. income ≈ HK$119,056/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$797,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,317
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$63,988
−HK$1,695/mo
Today · 4.125%
HK$65,683
baseline
▲ 0.50% · 4.625%
HK$69,146
+HK$3,463/mo
Deposit HK$8.19M · loan HK$12.28M · min. income ≈ HK$131,366/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$797,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,351
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$67,384
−HK$2,065/mo
Today · 4.125%
HK$69,449
baseline
▲ 0.50% · 4.625%
HK$73,675
+HK$4,226/mo
Deposit HK$6.14M · loan HK$14.33M · min. income ≈ HK$138,898/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$797,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,703
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$74,653
−HK$1,978/mo
Today · 4.125%
HK$76,631
baseline
▲ 0.50% · 4.625%
HK$80,670
+HK$4,039/mo
Deposit HK$6.14M · loan HK$14.33M · min. income ≈ HK$153,262/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$797,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,023
−HK$5,269/mo
▼ 0.25% · 3.875%
HK$86,637
−HK$2,655/mo
Today · 4.125%
HK$89,292
baseline
▲ 0.50% · 4.625%
HK$94,725
+HK$5,433/mo
Deposit HK$2.05M · loan HK$18.42M · min. income ≈ HK$178,584/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$797,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,475
−HK$5,050/mo
▼ 0.25% · 3.875%
HK$95,982
−HK$2,543/mo
Today · 4.125%
HK$98,525
baseline
▲ 0.50% · 4.625%
HK$103,719
+HK$5,194/mo
Deposit HK$2.05M · loan HK$18.42M · min. income ≈ HK$197,050/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$797,119 · Scale 2, in force from 26 Feb 2026)